Welcome to Finity Risk
Home, Auto, Recreational Vehicle & Commercial
We Make Insurance Easy. As an Independent Property and Casualty Insurance Agency in Tampa Bay, Florida, Finity Risk is dedicated to making your insurance experience smooth and comprehensive.
We Make Insurance Easy
At Finity Risk, we are aware of the difficulties many individuals encounter when searching for insurance. We have tailored our team and methods to eliminate stress and frustration.
As an Independent Property and Casualty Insurance Agency in Tampa Bay Florida, Finity Risk is dedicated to making your insurance experience smooth and comprehensive. We offer quotes from reputable insurance carriers, creating coverage that aligns with your requirements and reduces risk. In addition, our team is committed to providing exceptional coverage and top-notch customer service.
We understand the challenges with insurance
When it comes to shopping for insurance, a large majority of consumers are skeptical and confused. We totally understand.
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Time Consuming
Are you wasting way too much time chasing something you truly don't understand?
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Too Complicated
Are you overwhelmed with all of the companies, coverages, and insurance lingo?
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Too Expensive
Are you ending up having to pay more out of pocket for coverages you thought you had?
We address the pain points when searching for insurance
We've built our services to specifically address the biggest pain points consumers experience when searching for insurance.
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Choice
We realize you can choose who you use for your insurance needs. We are honored to be your choice.
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Trust
We know insurance can be confusing, and we'll educate you so you truly understand your coverage.
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Transparency
We will walk you through the process and take the time to answer all of your questions.
We Got you covered
Regardless of whether you are an individual, family, or business, Finity Risk has you covered with our carriers.
Vehicles & boats
Insurance Insights
Stay well-informed when choosing your insurance coverage with our insurance insights.
Our story
Heather loves talking to people about protecting the assets that matter most to them. She prides herself on finding insurance solutions for any situation and need. As founder of Finity Risk insurance, Heather designed the agency in 2019 with amazing associates and partners. She has over 10 years of experience in the insurance industry.
Meet the team
Real people in Tampa Bay dedicated to making insurance easier. Read their stories

Heather Morales
Chief Executive Officer / Co-Founder

Cassandra Hong
Personal Lines Manager

Cheryl Stephens
Client Service Representative

Heather Marchetta
Client Service Representative

Stephanie Carberry
Client Service Representative

Na’keil Watson
Client Service Representative

Bonnie Chandler
Receptionist